Welcome
If you are a Georgia or South Carolina Employee of a School System, College, University or Technical College, this is what you’ve been looking for! Of course you are welcome to view and purchase any product on this site via the Optional Benefits, but the following four products have been designed just for you and work in conjunction with your State of Georgia or South Carolina benefits.
The Health GAP
This exciting new product will pay most or even all of your Deductible, Co-Insurance and Co-Pays on all the Health Plans offered by the State of South Carolina. It also includes Outpatient coverage for things such as Emergency Room coverage, Physician Office visits and more. PLUS – it’s Guarantee Issue! Please contact your Representative for more detailed information and to enroll.
Click Here for more detailed information or to enroll with your representative in person or over the phone. Click Here for brochure
Term Insurance
Who doesn’t need more Life Insurance coverage: This is your opportunity to purchase up to $100,000 of 20 year Term Insurance with Critical Illness, Waiver of Premium, AD&D and Children’s Coverage AND – it’s Guarantee Issue! (AIDS/HIV excluded) PLUS your spouse can get $25,000 of coverage also!
No Medical Questions, No Physicals and No Hassle! All you do is sign up and in 5 minutes – you’re covered! Just call your representative and/or view the enclosed brochure for more information
Click Here for more detailed information or to enroll with your representative in person or over the phone.
Sample Term Rates
Click here for Term Insurance Information
Short Term Disability
Your State Disability Insurance plan starts paying you after 90 days –
What are you going to do for those 90 days. You can get our Short Term Disability Policy that pays you up to $6000 a month; tax free, from the 1st day for accidents and the 7th day for sickness for 90 days. It coordinates with COBRA… and it’s Guaranteed Issue.
Click Here for more detailed information or to enroll with your representative in person or over the phone.
Sample DI Rates Click here for the Short Term Disability brochure
Although not part of Georgia or South Carolina State Benefits package, these products should be considered as part of your planning. Not having these products could cost you thousands of dollars.
Accident Medical Insurance
This needed Accident plan provides for items such as hospital room and board, physician services, laboratory tests and other expenses for medical services due to an injury caused by an accident. And it’s Guarantee Issue.
Click Here for more detailed information or to enroll with your representative in person or over the phone.
Click here for the Accident Medical Insurance brochure
Cancer Care Solution
This plan provides cash benefits to meet cancer expenses such as Daily Hospital benefits, Chemotherapy Treatment and a First Occurrence Rider of up to $30,000. Also included is a Dread Disease Rider and an optional Heart/Stroke Benefit.
Click Here for more detailed information or to enroll with your representative in person or over the phone.
Click here for the Cancer Care Solution brochure
The 401k Dilemma
What if they come after your 401k: Congress has had meetings over the course of the last 2 years talking about it. There is about $3 Trillion in 401k savings – too big of a prize to go untouched. What will you do if they make you take government securities, pay you penitence, make you take a pension and have no control over your money?
What are you going to do?
If you’re older than 59½ you can do an in-service rollover with your 401k, have a 100% guarantee of your principle And an immediate credit of 5% on all your contributions for the first 7 years, still contribute to Your 401k for tax benefits and you’ll have a lump sum out of your 401k!
If you are worried about stock market uncertainty, future returns, government intervention and retirement income, you need to talk to us! Click here for more information.
For a no obligation, no pressures, informational appointment, just Click here
Financial Review
For a limited time we are offering a free Financial Review with the enrollment into one or more of the four State Employee policies offered below. Normally a $150 value, this service could save you thousands in unnecessary taxes and point out insurance policies that you are paying too much for or may not even be needed.
For information on our Financial Planning/Review Service Click Here
For more information on these exciting products please review the brochures and/or call the agent toll free on the informational postcard you received. If you didn’t receive an Informational postcard, feel free to call 888-277-4456 x204.
To get more information, enroll and to schedule an appointment Click here or use the Click here for your representative at the end of each product description above. You may also call your representative that is on the informational postcard or flyer you received for assistance.
*Added Benefit – If you purchase the Sure Card GAP Plan to help with your deductible and co-insurance you will also be able to join the Sure Card Benefit Plan at a significant discount. Instead of the usual price of $13.95/month plus a $10 Activation Fee you will pay only $10.95/month!
After purchasing the GAP Plan, return to the Sure Card Benefits Group home page and click on Sure Card Benefits and when enrolling use the Code number supplied to you by your Representative or on the informational postcard. If you do not have a Representative or didn’t receive an informational postcard use the Code a0001 to receive your discounts.